Leo Lete

A bond is an instrument of indebtedness that represents a loan made by an investor to a borrower. There are different types of bonds which will suit your financial needs. It is an asset class where the investor lends an individual or business. Money for a period of time...

Digital finance is the access and usage of formal financial services by excluded populations. Such services should cater to customers’ needs. It should also be affordable to customers and sustainable for providers. But expanding access to finance remains a challenge. In developing countries, for instance, 2.5 billion people lack access...

Adjusted Gross Income (AGI) is an individual’s total gross income subtracting specific deductions. It includes wages, dividends, alimony, capital gains, business income, retirement distributions, and other income. Payments such as student loan interest, contributions to a traditional individual retirement account, health savings account, moving expenses if you’re an active-duty...

People nowadays forget the importance of financial security. Financial Security is a state of financial independence in which you aren't worried about your income being enough to cover your expenses.  To help you deal with your finances, we listed the top 10 Ways to help you ensure Financial Security. Invest In...

The Alternative Minimum Tax (AMT) was created in the 1960s to prevent high-income taxpayers from avoiding the individual income tax. This parallel tax income system requires high-income taxpayers to calculate their tax bill twice. The Internal Revenue Service has released the 2020 new Tax Brackets. There are seven federal tax brackets...