Rachel Chua

People can get confused about what are stocks. When you hear about people losing portfolio value because of market decline, it’s normal to be afraid of venturing into stock investment. But also hearing about people getting significant returns, you know there’s an opportunity in stocks. Otherwise, you’re passing up...

When trying to read stocks, anyone who has tried to look at stock charts may get overwhelmed by the myriad of lines that shoot up or down. Not to mention the varying numbers and labels that do not seem to make sense. But just as it’s crucial to invest to...

Between Ethereum vs Bitcoin, many people are still confused and doubtful in this new form of investment. If the technology behind the two largest cryptocurrencies is still a puzzle to you, and still you're undecided if you should invest in them, we've got the answers.  What Is Cryptocurrency? Before cryptocurrency became popular,...

If you’ve never heard of the Dave Ramsey Baby Steps, it’s one popular way of achieving financial freedom. Financial freedom is to have enough money to afford one’s lifestyle without relying on a monthly paycheck. It is being able to splurge on the things that we want without having...

Traveling from one planet to another seems almost possible thanks to SpaceX. But while others get excited about the successes of SpaceX missions, as an investor, you know that you can expect big profits when you get to own a piece of the company as early as this. The problem...

What Is A Brokerage Account? A brokerage account is an investment account that you can open with a brokerage firm. You will need a brokerage account as you buy investments and stocks. A brokerage account is ideal for your long term financial goals alongside checking, savings, credit card accounts. Each...

What Is A Mortgage? A mortgage is a legal agreement that gives homeowners conditional rights of ownership to a property. Rather than paying in hard cash, homeowners borrow money from banks and agree to pay back through a predetermined set of payments with interest.  The only time a borrower can claim...

If you have ever received a credit card statement, you have probably been met with a several terms and long strings of numbers that can be quite confusing. These terms and numbers are all important to understand, as they play a role in the calculation of your total credit...

When couples get married, one of the big questions that usually arises is whether they should pool their money together in one account. A joint bank account can be a good idea for couples in different ways. For one, it is convenient for couples who share expenses. But what...

When looking at IRA vs 401k, you might get a little confused when choosing which one to invest in. True enough, the more you learn about investments and retirement savings plans, the more complicated the questions get. Your savings and investments now will have the most impact on your financial...