Careers at Live Well Financial

Live Well Financial provides mortgage services and we act as a wholesale lender to many financial institutions. We offer a consistent and exceptional customer experience as well as use technology in every aspect of our business. We were a finalist for the 2009 Greater Richmond “Company to Watch” award. If you have a proven work history and the required experience, we invite you to submit your resume for one of our open positions.

Loan Officer Careers- Retail Channel

Position: Open
Location: Richmond, VA / San Diego, CA Employment
Type: Full-Time

Role & Responsibilities

The Loan Officer role for the Retail Channel is responsible for Originating the full set of product we offer:  Conventional, FHA, non-conforming jumbo and reverse mortgages.  Specific responsibilities include:
  • Educating our customers about their product options.
  • Taking information in connection with applications
  • Preparing accurate quotes..
  • Work to process loans, solve underwriting problems and bring good loans through to closing.
  • Follow up with company provided leads using our CRM software (SalesForce)

Compensation & Benefits

  • Compensation: Base Salary + Commission along with Health, Dental, 401K, PTO, Short and Long Term Disability

Required Qualifications

  •  Proven selling experience with demonstrable figures and the skill set to meet and exceed sales goals.
  • Prior mortgage origination experience is required
  • Active NMLS ID.
  • Strong business acumen that includes proven negotiation skills
  • Excellent communication skills (written and verbal), organization skills and planning skills
  • Ability to identify and resolve problems and issues quickly, creatively and decisively
  • Four-year college degree preferred
  • Candidates must be located at the assigned location

Account Executive – Wholesale Channel

Position: Open
Location: Various States
Type: Full-Time

Role & Responsibilities

The Account Executive role for the Wholesale Channel is responsible for the business development, performance management, and day-to-day relationship management of reverse and traditional mortgage Brokers and Correspondents in the assigned region of the United States. This role will ensure that growth, production, and profitability goals are accomplished. Specific responsibilities include:
  • Planning and executing business development strategies to increase the production and generation of revenue from
  • Brokers/Correspondents. Reviewing Brokers’/Correspondents’ business performance and managing them to performance goals
  • Gaining a clear understanding of the various Brokers/Correspondents businesses and requirements.
  • Coordinating efforts with the other Live Well Financial business areas to ensure effective sharing of information and leads, and to build the Wholesale Channel.
  • Developing and maintaining knowledge on the reverse and traditional mortgage industry, relevant regulatory environment (e.g. FHA and HUD requirements), and on our products, services, and systems.
  • Visiting approved and potential Brokers/Correspondents to maintain and increase business and production levels.
  • Maintaining and developing relationships with existing Brokers/Correspondents via meetings, telephone calls, and emails.
  • Acting as the contact and relationship manger between Live Well Financial and its existing and potential markets.
  • Negotiating the terms of the Broker/Correspondent business agreement and developing the business based upon the agreements; negotiating variations in price, delivery and specifications with managers.
  • Representing Live Well Financial at trade exhibitions, events, and demonstrations.
  • Advising on forthcoming product developments and discussing special promotions. Maintaining inventory of marketing material for sales calls
  • Manage additional responsibilities and duties as assigned.

Compensation & Benefits

  • Compensation: Commission

Required Qualifications

  • Proven selling experience with demonstrable figures and the skill set to meet and exceed sales goals.
  • In depth experience in managing client relationships at senior levels within organizations.
  • Strong business acumen that includes proven negotiation skills and techniques.
  • Mortgage experience required; Reverse Mortgage desired but not required.
  • Excellent communication skills (written and verbal), organization skills and planning skills.
  • Ability to identify and resolve problems and issues quickly, creatively and decisively.
  • Ability to leverage metrics to make business decisions and manage Broker/Correspondent performance.
  • Established skill set for analyzing and satisfying for a variety of client needs; proven follow-up techniques to verify satisfaction and/or resolution
  • Ability and willingness to travel (50%-60%).
  • Four-year college degree preferred.
  • It is required that candidates be located with the assigned region or specific state, given the concentration of business in that area and traveling needs.