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IRA vs 401k : Is One Better Than the Other

When looking at IRA vs 401k, you might get a little confused when choosing which one to invest in. True enough, the more you learn about investments and retirement savings plans, the more complicated the questions get. Your savings and investments now will have the most impact on your financial...

Is A Limited Company Better Than A Sole Trader?

Every business, whether big or small, needs a legal structure. It can either be a limited company or a sole trader. Approximately 3.4 million operate as sole traders, making it the most popular legal structure. Meanwhile, there are 1.9 million businesses operating as a limited company, making it the...

A Guide To The IRS Fresh Start Program

Accumulating tax debts can get the best of every struggling taxpayer. Thankfully, the IRS Fresh Start Program was created and made more accessible for people to pay back or settle their tax debts easily. With this guide, we will help you decide if this program is right for your tax...

A Guide To Passive Investing For Beginners

Passive investing destroys the big misconception about investing, it is that it is exclusive to the rich and wealthy. At some point in the past, this may have been considered a fact, but the wall has been toppled, destroyed by companies and organizations that made it a point to make...

FP&A: What is Financial Planning And Analysis?

In an organization, financial planning and analysis or FP&A plays a crucial role by performing budgeting, forecasting, analytical processes. It supports its financial health, business strategy, and major corporate decisions of the CEO, CFO, and the Board of Directors. FP&A helps align business processes and strategies with financial goals by...

The Pros And Cons Of Using Cash Credit

Risk-taking is almost always synonymous with entrepreneurship. Putting up a business has risks and challenges that come with it. One of the biggest challenges that come with managing your own business is securing regular cash flow. You can position yourself for a profitable year but still struggle with daily expenses if...

Tax Abatement: What Is It And How Does It Work?

If you are thinking of buying  property, tax abatement is a beneficial program you might want to avail of and take advantage of. This will ease the financial burden that comes with purchasing real estate and will ensure you will get your money's worth. What Is Tax Abatement? Tax Abatement is...

25 Easy-To-Read Finance Books On Money Management

When it comes to managing finances, there are no hard and fast rules. Some methods work for some. For others, it’s all about trial and error.  Yet one thing is certain: we can always learn from others who have already successfully done it. This is where finance books come in...

15 Easy Ways To Make Money From Home

Whether you are a stay-at-home parent, someone looking for passive income, or wanting to transition into a digital nomad lifestyle, there are ways to make money from home. Businesses are already seeing this trend and now offer job opportunities that you can do at home and can even earn you...

Everything You Need To Know: How To Cash A Check

In our digital world of electronic transactions done mostly via smartphone apps, old-fashioned checks are still issued for many reasons. Whether it’s a birthday check given as a gift, or a business or government-issued check that you need to deal with, even the most techie of us need to cash...