Investments

If you’ve never heard of the Dave Ramsey Baby Steps, it’s one popular way of achieving financial freedom. Financial freedom is to have enough money to afford one’s lifestyle without relying on a monthly paycheck. It is being able to splurge on the things that we want without having...

Traveling from one planet to another seems almost possible thanks to SpaceX. But while others get excited about the successes of SpaceX missions, as an investor, you know that you can expect big profits when you get to own a piece of the company as early as this. The problem...

Adjusted Gross Income (AGI) is an individual’s total gross income subtracting specific deductions. It includes wages, dividends, alimony, capital gains, business income, retirement distributions, and other income. Payments such as student loan interest, contributions to a traditional individual retirement account, health savings account, moving expenses if you’re an active-duty...

What Is A Brokerage Account? A brokerage account is an investment account that you can open with a brokerage firm. You will need a brokerage account as you buy investments and stocks. A brokerage account is ideal for your long term financial goals alongside checking, savings, credit card accounts. Each...

Return On Equity: Why Is It Important? Return on Equity is a simple concept to understand. Whether you’re a budding finance professional or a seasoned entrepreneur. The first thought that comes to mind when we talk about Return on Equity (ROE) is, how it affects present-day businesses. May it be a conglomerate...

People nowadays forget the importance of financial security. Financial Security is a state of financial independence in which you aren't worried about your income being enough to cover your expenses.  To help you deal with your finances, we listed the top 10 Ways to help you ensure Financial Security. Invest In...

You might be familiar with net worth or a person's total value of assets, but are you also aware of liquid net worth? It is a more important measure to evaluate your financial health. Liquid net worth is key to determining one's financial security and achieving financial freedom. What Is...

Do you wonder what the highest credit score you can achieve is? By definition, a credit score refers to the statistical number evaluating your creditworthiness and probability of repaying your debts. It is also based on a consumer's credit history. The higher the credit score, the more financially trustworthy...

When looking at IRA vs 401k, you might get a little confused when choosing which one to invest in. True enough, the more you learn about investments and retirement savings plans, the more complicated the questions get. Your savings and investments now will have the most impact on your financial...

Passive investing destroys the big misconception about investing, it is that it is exclusive to the rich and wealthy. At some point in the past, this may have been considered a fact, but the wall has been toppled, destroyed by companies and organizations that made it a point to make...