Wealth management

A bond is an instrument of indebtedness that represents a loan made by an investor to a borrower. There are different types of bonds which will suit your financial needs. It is an asset class where the investor lends an individual or business. Money for a period of time...

Long term investments are the company's assets that include cash, stocks, bonds, and real estate. If the company intends, these investments are held for more than a year. They are also used to generate income outside the company's normal operations. Read on to know about the best long term investments...

Why Asset Management Is Easy Asset management conversation is a double-edged sword. Asset management is more of asset distribution. And how these assets circulate. These two things are a dichotomy of sorts. This procedure requires making money. While finding ways to mitigate the risk of losing resources.This means that investors...

Digital finance is the access and usage of formal financial services by excluded populations. Such services should cater to customers’ needs. It should also be affordable to customers and sustainable for providers. But expanding access to finance remains a challenge. In developing countries, for instance, 2.5 billion people lack access...

One of the simplest ways to get started with investing is through ETF vs Index Fund. But often, most people use the two funds interchangeably. Both ETFs and Index Funds are similar in many ways but they also have subtle differences. If you are a beginner investor, it is...

If you’ve been racking their brains on how to earn additional money through passive income, why not try Amazon Merch?  Think about it — having your own T-shirt design sold globally without upfront cost on your end? How cool is that?  All you need is a dash of creativity, a passion...

There are a number of different retirement plans to choose from. But if you are an employee, the two qualified tax-advantaged retirement vehicles offered by employers are the 403b vs 401k plans. Both of these plans are named after sections 401k and 403b of the tax code. In general, private...

If you’ve never heard of the Dave Ramsey Baby Steps, it’s one popular way of achieving financial freedom. Financial freedom is to have enough money to afford one’s lifestyle without relying on a monthly paycheck. It is being able to splurge on the things that we want without having...

In the Finance world, Forex Trading is a tricky topic to grasp. Add Foreign Exchange to the mix and things get even trickier. The essence of Foreign Exchange and Trading is to imagine it as a combination of both. When you talk about Forex, immediately you think of currencies. You may...

Adjusted Gross Income (AGI) is an individual’s total gross income subtracting specific deductions. It includes wages, dividends, alimony, capital gains, business income, retirement distributions, and other income. Payments such as student loan interest, contributions to a traditional individual retirement account, health savings account, moving expenses if you’re an active-duty...