What Is Self-Employment Tax And How Do I Calculate It
Self-employment tax is 15.3% of 92.35% of your net profit, covering Social Security and Medicare. You calculate it on Schedule SE by multiplying your net profit by 0.9235, then applying...
Medicare
Answers questions about Medicare coverage, insurance acceptance, and using HSA funds for premiums.
Does Medicare Cover Long-Term Care Or Nursing Home Stays
Medicare does not cover custodial long-term care or permanent nursing home stays; it only pays for short-term skilled nursing facility care for up to 100 days following a qualifying hospital...
When Can I Enroll In Medicare Without A Penalty
You can enroll penalty-free during your 7-month Initial Enrollment Period around your 65th birthday, or during a Special Enrollment Period if you delay because you have qualifying employer coverage. Missing...
Why Was My Medicare Claim Denied And How Do I Fight It
Claims are usually denied because Medicare deems the service not medically necessary, the provider isn't enrolled, or a coding error occurred. You fight it by following the 5-stage appeals process...
How Do I Sign Up For Medicare If I Am Still Working At 65
If your employer has 20 or more employees, you can delay Part B without penalty and just sign up for premium-free Part A online; if your employer is smaller, you...
How Much Does Medicare Cost In 2025
In 2025, standard Medicare Part B costs $185 per month (up from $174.70), the Part B deductible is $257, and the Part A inpatient deductible is $1,676 per benefit period....
How To Compare Medicare Advantage Plans Against Original Medicare
Ignore the ancillary perks first and run a total-cost simulation using your actual doctors and prescriptions, then weigh the trade-off between Advantage’s capped out-of-pocket spending and Original Medicare’s unlimited provider...
How To Switch From Medicare Advantage Back To Original Medigap Without Underwriting
You can switch without underwriting only if you qualify for a guaranteed issue right, such as moving out of your plan’s service area, your plan leaving Medicare, or being in...
How To Use A Health Savings Account To Pay For Medicare Premiums
Yes, you can use your HSA to pay for Medicare Part B, Part D, and Medicare Advantage premiums tax-free, but you cannot use it for Medigap (Medicare Supplement) premiums. How...
What Does Medigap Plan G Cover That Plan N Does Not
Medigap Plan G covers Medicare Part B excess charges and does not require copayments for doctor or emergency room visits, while Plan N leaves you responsible for up to 15%...
What Happens To My Spouse’s Health Insurance When I Go On Medicare
Your spouse does not automatically get Medicare just because you do, and they will likely lose their current coverage if you leave an employer plan, meaning you must secure a...
What Is The Difference Between Medicare Part A And Part B
Part A is hospital insurance that covers inpatient stays and skilled nursing, while Part B is medical insurance that covers doctor visits, outpatient care, and preventive services. What Medicare Part...
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