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    • Retirement

    Articles cover pension calculations, IRA rules, savings strategies, and recommended reading for later-life financial planning.
    Retirement

    Social Security

    by Sunny | 21 September 2026
    Understanding your social security benefits Understanding social security benefits means knowing the 3 main types of Social Security benefits: retirement payments based on your own work record, disability support if...
    Retirement

    Retirement Planning

    by Sunny | 21 September 2026
    Know your federal retirement planning system Federal retirement planning hinges on the specific machinery that will actually deliver your income, so pause before you test a downsizing calculator or pick...
    Retirement

    Annuities

    by Sunny | 21 September 2026
    What you're actually buying with an annuity What is an annuity and how does it work? At its core, it comes down to a simple trade. You hand money to...
    Retirement

    IRAs

    by Sunny | 21 September 2026
    First, understand what an IRA is and what you're working with What is an IRA? It is a personal retirement account, not a savings account. The IRS describes it as...
    Glossary

    Finance Glossary: H

    by thevsuman | 21 September 2026
    0 · A · A-2 · B · B-2 · C · C-2 · C-3 · D · D-2 · E · F · F-2 · G · H ·...
    Finance

    How Do Teacher Pensions Work?

    by Erna Harp | 22 January 2024
    How do teacher pensions work? Teacher pensions are government-administered retirement systems that provide a guaranteed monthly benefit in retirement, calculated by a formula rather than an individual account balance. These...
    Finance

    How Much Does It Cost To Purchase Service Credit

    by Martguerita Tobey | 10 January 2024
    Your purchase service credit cost is not a fixed, published number; it is a personalized estimate generated inside your myCalPERS account after you answer eligibility questions. To get your exact...
    Finance

    What Is Service Credit?

    by Aubrey Hampton | 6 January 2024
    Retirement service credit is the retirement credit you earn for past public employment or military service, handled through deposits or redeposits with agencies like OPM, NYSLRS, or Washington DRS. It...