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    • Investing

    Introduces investment vehicles and concepts, including brokerage accounts, bonds, and stock exchanges.
    Finance

    What Are Commercial Mortgage-Backed Securities

    by Randa Abercrombie | 26 November 2023
    Commercial mortgage-backed securities (CMBS) are bonds backed by pools of loans on income-producing commercial real estate, such as office buildings, shopping centers, hotels, industrial properties, and multifamily buildings. These securities...
    Finance

    Who Created Mortgage-Backed Securities

    by Coriss Lilly | 26 November 2023
    Ginnie Mae is who created mortgage-backed securities in the modern U.S. mortgage-backed security market by guaranteeing the first mortgage pass-through security in 1970. The first private-label mortgage-backed security was created...
    Finance

    How To Short Mortgage-Backed Securities

    by Myrtice Reedy | 26 November 2023
    Institutional investors short mortgage-backed securities primarily through the TBA (to-be-announced) agency MBS market, selling borrowed securities to hedge mortgage pipelines or speculate on housing market declines. This is an institutional...
    Finance

    How Does The Stock Market Affect The Economy

    by Otha Caban | 24 November 2023
    The stock market affects the economy through four main channels: household wealth, consumer confidence, business financing, and expectations for hiring, investment, inflation, and interest rates. When stock prices rise, households...
    Finance

    What Is A Unit Of Life Insurance?

    by Chicky Fitts | 6 November 2023
    A unit of life insurance is a single measured share in a unit-linked life insurance policy’s investment fund, where the policy value moves with the fund’s underlying assets and the...
    Finance

    What Does Overweight Mean In The Stock Market

    by Eugine Nicolas | 3 November 2023
    In the stock market, an “overweight” rating or position means a specific stock is expected to perform better than a relevant benchmark, such as a sector index or the broader...
    Finance

    How To Sell Bonds

    by Marlie Kaufmann | 3 November 2023
    To sell bonds you already own, you'll need to use the specific process your broker or bank provides, as there is no single universal workflow for every platform. For many...
    Finance

    How Do Rising Interest Rates Affect Bond Funds?

    by Cathe Ostrom | 1 November 2023
    Rising interest rates bond funds experience a decline in net asset value (NAV) because higher rates push bond prices down, and the effect is more pronounced for funds holding longer-duration...
    Finance

    How To Calculate The Percent Change In Real GDP

    by Liva Dutcher | 28 October 2023
    To calculate the percent change in real GDP, use the standard percent-change formula on the inflation-adjusted GDP values for the two periods you are comparing. The core formula is: (New...