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Loans & Debt Student Loans
Covers loan closure, consolidation, recertification, and how paid-off loans affect credit reports.

What Debts Are Not Discharged In Bankruptcy

Most student loans, recent tax debts, child support, alimony, and court fines are not discharged in bankruptcy. Debts from fraud or willful injury also typically survive bankruptcy if the creditor...

Student Loans

First, figure out your student loan balance Before you make a single payment or sign up for a new repayment plan, you need to know your exact student loan balance...

Hispanic Student Scholarships: Your Essential Guide

How Hispanic student scholarships can fund your education Hispanic student scholarships directly offset college costs, reducing the need for loans and out-of-pocket expenses that often create barriers to degree completion....

Why Are Student Loans Good

Federal student loans are good because they remove the upfront cost barrier to college, letting you borrow to cover tuition and living expenses without a credit check or cosigner, and...

Reasons Why Student Loans Should Not Be Forgiven

Broad student loan cancellation is a deeply divisive policy proposal, but the reasons why student loans should not be forgiven broadly are grounded in principles of personal responsibility, fairness, and...

What Is The Fresh Start Program For Student Loans

What Is the Fresh Start Program for Student Loans The Fresh Start program for student loans was a one-time U.S. Department of Education initiative that temporarily restored federal student aid...

What Happens When You Default On Student Loans

When you default on student loans, your federal loan is considered delinquent until it crosses the official default threshold, typically after 270 days of missed payments for Direct and FFEL...

How To Get Student Loans Off My Credit Report

You cannot simply remove student loans from your credit report if the information is accurate and still belongs there, but you can and should dispute any errors, inaccuracies, or outdated...

I Just Paid Off My Student Loans Now What

You just paid off your student loans, and the single best move you can make right now is to give every dollar of your former monthly payment a specific, automated...